Choosing the Right Cruise: Luxury, River Cruises and More

Choosing the right cruise

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We’ve sailed on more than 65 cruises – from giant family-friendly vessels and deluxe new ships to river cruises, sailing clippers, luxury yachts and adventurous expeditions to some of the world’s wildest places.

One thing we’ve learned? Choosing the right cruise is just as important as choosing the destination.

Many first-time cruisers think a cruise is simply “a cruise.” Wrong!

If your idea of cruising is wandering through charming Mediterranean ports, lingering over elegant afternoon teas and curling up with a good book in a quiet corner on deck, ending up on a family megaship with waterslides, surf simulators, bumper cars and kids’ clubs could put you off cruising forever.

On the flip side, if you’re cruising with children, that same ship could offer the vacation of a lifetime.

The point? There’s a cruise for almost everyone.

In this guide, we’ll help you find the one that matches your travel style, budget and interests.

Our favorite cruises at a glance


Here’s our short answer, based on cruises we’ve personally enjoyed:💕

9 Main types of cruises explained

1) Ultra-luxury cruises

What’s this? It’s Seabourn’s signature “Caviar in the Surf” experience! (Credit: Seabourn)

Ahhh… This is cruising at its most indulgent.

Think boutique five-star hotels that just happen to float. These intimate ships spoil you with spacious suites, gourmet dining, impeccable service and a near-all-inclusive experience.

With typically only a few hundred guests on board, crew-to-passenger ratios are high, so service feels genuinely personal. Complimentary fine wines and premium spirits? Naturally. Curated shore excursions? Often included too.

Every detail is designed to make you feel thoroughly spoiled.

Three of our favorite luxury cruise lines are:

  • Seabourn – It offers three 600-passenger ocean ships (plus two expedition vessels). Unlimited French champagne and caviar? Of course! They’re part of the Seabourn cruise experience.
  • Crystal Cruises – Crystal has two elegant ships, superb service and the only Nobu restaurants at sea. Many guests are repeat cruisers for a reason.
  • Ponant – A chic French line, most of Ponant’s boutique ships carry just 184 to 264 guests. We loved the effortlessly refined French touches. (The bread, the cheese, the wine? Magnifique!)

Other cruise lines in this league include Explora JourneysSilversea and Regent Seven Seas.

Oceania Cruises is also part of this elite group. It’s known for serving some of the best food at sea, with beautiful accommodations to match. But its pricing is more à la carte, so you pay extra for things like alcoholic drinks.

2) Affordable luxury (or “luxury lite”) cruises

Marseilles Cathedral at sunset behind the pool of a Viking Ocean cruise ship
Some of our favorite Viking Ocean Cruises’ touches – afternoon tea, complimentary wine and an infinity pool at the stern

Want classy ships, excellent dining and attentive service without paying ultra-luxury prices? Affordable luxury (sometimes called “luxury lite”) cruise lines hit that sweet spot.

Expect smaller ships and a more sophisticated atmosphere than you’ll find on the big mainstream ships – along with included perks like complimentary wine or specialty dining on some lines.

Standouts in the affordable luxury category include:

  • Viking Ocean Cruises – Viking’s contemporary all-suite, all-veranda ships welcome 930 guests each, creating a calm, uncrowded feel. A complimentary shore excursion in every port, destination-rich itineraries (we especially loved our “quiet season” Med cruise in November), delicious dining, free WiFi and complimentary house wine and beer with lunch and dinner make Viking Ocean Cruises one of our favorite lines. (You can also upgrade with the line’s all-inclusive drinks package.)
  • Azamara Cruises – With four ships carrying about 700 passengers each, Azamara is all about destination-immersion, with long days in port and overnight stays. (In fact, this is exactly why we chose Azamara for our recent Western Mediterranean cruise.) Ships have a relaxed country-club feel, and many cocktails, wine by the glass and gratuities are included. (Specialty restaurants cost extra.)
  • Cunard – Drawn to the golden age of ocean travel? Cunard is in a class of its own. It’s all about glamorous gala evenings, afternoon tea with white-gloved waiters and iconic transatlantic crossings aboard grand ocean liners. Alcoholic drinks and specialty dining cost extra. But if you stay in the higher-category Princess Grill and Queens Grill suites, you enjoy exclusive restaurants with some of the finest dining at sea.

3) Premium large-ship cruises

Holland America Rotterdam Review
We enjoyed cruising on Holland America’s 2,668-passenger Rotterdam – from leisurely cappuccinos to sailing past St. Lucia’s iconic Pitons

Premium cruise lines typically sail large – but not mega – ships.

They’re big enough to have Broadway-style shows, multiple specialty restaurants and a buzzing nightlife scene, yet feel a little less crowded and more refined than mainstream ships.

Overall, the experience feels a notch more upscale.

These cruises aren’t all-inclusive, though, so don’t expect complimentary cocktails or fine wines. That said, most lines offer drinks packages if you’d like to sip without worrying about the tab.

Good premium large-ship lines:

  • Celebrity Cruises – With modern ships (2,000 to 3,000 passengers), Celebrity appeals to style-conscious, 40- to 55-year-olds traveling as a couple or with family.
  • Holland America Line – We’ve cruised with HAL several times, most recently on the new Rotterdam. (We loved its line-up of live music venues!) HAL’s ships have room for 1,400 to 2,668 guests. They feature great specialty restaurants, and we like to treat ourselves to one of the line’s wine packages to go with the dining.

4) Mainstream cruises

Icon of the Seas isn’t just big – it’s a full-on floating playground.
Icon of the Seas isn’t just big – it’s a full-on floating playground (Credit: Royal Caribbean International)

The following big-name lines dominate the North American cruise market:

  • Royal Caribbean
  • Carnival Cruise Line
  • Norwegian Cruise Line (NCL)
  • Princess Cruises
  • MSC Cruises

Some vessels are true floating megaresorts – a specialty of Royal Caribbean, NCL and MSC Cruises.

These giants carry 5,000 to 6,000 guests, with Royal Caribbean’s three Icon Class ships (Legend of the Seas, Star of the Seas and Icon of the Seas), topping the charts at a jaw-dropping 7,600 passengers at full capacity.

Expect a whole boatload of fun – we’re talking rock-climbing walls, ice rinks, ziplining, surfing pools and go-kart tracks.

Royal Caribbean, in particular, goes all in on family fun. You find impressive kids’ clubs and family cabins where wee ones get their own cool sleeping nook, complete with kid-sized beds, Bluetooth-enabled TVs and a privacy curtain.

Carnival, the self-proclaimed “fun ship” line, is the most budget-friendly of the bunch, focusing on value-packed vacations.

Just know this… If you don’t like crowds, or fancy peace and quiet, these bustling mega ships aren’t going to be your happy place.

Want the VIP treatment on a big ship?

Some mainstream cruise lines offer a “ship-within-a-ship concept” – essentially a private luxury retreat tucked inside a giant resort at sea.

For instance, The Haven on NCL ships is a private enclave with its own suites, pool, lounge and restaurant, offering a level of luxury that some say tops what you’ll find on premium lines.

5) Sailing and yacht cruises

The world's largest fully rigged sailing ship, the Royal Clipper is a real beauty.
The world’s largest fully rigged sailing ship, the Royal Clipper is a real beauty (Credit: Star Clippers)

Sigh… There’s something irresistibly romantic about traveling under sail or on a yacht! For hidden coves and smaller ports that big ships can’t reach, check out:

  • Windstar Cruises – A leader in small-ship cruising (148 to 350 guests), Windstar Cruises offers two distinct experiences. Its iconic tall-masted yachts have a superyacht sailing feel, while its all-suite motor yachts (like the Star Pride) offer more space and comfort. We especially love the retractable watersports marina platform at the stern for kayaking, water skiing and swimming right from each ship!
  • Star Clippers – Its fleet of three tall ships really sail, their white sails billowing dramatically in the wind! The largest, the 5-masted Royal Clipper, accommodates 227 passengers. Unlike big cruise ships, they can slip into unspoiled little harbors – like Iles des Saintes (where we anchored on our Caribbean Star Flyer cruise) and Portofino (a jewel we explored on our Nice-to-Corsica sailing). Life aboard is relaxed and casual rather than fancy.
  • Sea Cloud Cruises – With three elegant sailing yachts (carrying 64, 94 and 136 passengers), Sea Cloud Cruises is more upscale than Star Clippers and bundles more in the fare (reflected in its higher rates).
  • Yacht charters – Want the whole boat to yourself? Chartering a yacht isn’t just for billionaires anymore. Some yachts also offer per-cabin availability, where you share the yacht with others.
Kayaks at the watersports marina on Windstar Cruises' Star Breeze ship
One of our favorite Windstar perks – the watersports marina (Credit: Windstar)

Ultra-deluxe yacht cruises

If you’re after a true superyacht cruise experience, look at Ritz-Carlton Yacht Collection, SeaDream Yacht Club, Emerald Cruises and Four Seasons Yachts. They blend the intimacy of a private yacht with 5-star amenities and a more laid-back atmosphere than traditional luxury cruise lines like Seabourn and Silversea.

6) Specialty small-ship cruises

Deluxe Alila Purnama phinisi yacht with brown sails in Indonesia
Say “hello” to the Alila Purnama, our home for a deluxe sailing-and-scuba adventure in Indonesia

Some cruises don’t fit neatly into the usual categories. The following ships, for example, focus on one special destination:

  • Alila Purnama– This beautifully restored Indonesian phinisi yacht sails with just 10 guests in five cabins. We sailed through the islands of Komodo National Park – snorkeling and diving among pristine reefs, meeting fierce Komodo dragons, kayaking hidden coves and enjoying gourmet dining between adventures. You can book a single cabin on some Raja Ampat and Komodo Islands itineraries (through Hyatt!) or charter the entire yacht.
  • Zambezi Queen Collection – We woke up to grunting hippos and watched elephants at dusk while sipping sundowners! The stylish 28-guest Zambezi Queen (along with three smaller Chobe Princess houseboats) offers one of Africa’s most unique river safari experiences. Two- and three-night cruises on Botswana’s Chobe River combine luxury accommodations with unforgettable wildlife viewing.
  • Paul Gauguin – Built specifically for the shallow lagoons of French Polynesia, the deluxe 330-passenger Paul Gauguin (part of the luxury Ponant family) focuses exclusively on Tahiti and South Pacific cruises. Its retractable watersports marina lets you paddleboard and kayak straight from the ship.
  • Blue Lagoon Cruises – Is Fiji on your bucket list? This locally owned cruise line is hard to beat for laid-back 3-, 4- and 7-night cruises aboard its 44-passenger MV Yasawa Princess II to the idyllic Yasawa Islands. Snorkel colorful reefs, visit local Fijian villages and feast on beach barbecues – our catamaran even tied up to a coconut tree! No dress-up duds needed for dinner either – this is flip-flops and shorts “cruising.”

7) Adventure cruises

Passengers boarding a Zodiac-style skiff from the beach to return to their Costa Rica UnCruise ship
Monkeys, toucans and wet landings – just another day on our UnCruise adventure in Costa Rica

Small adventure-focused ships are purpose-built to take you far off-the-beaten path. Days are filled with kayaking, hiking, snorkeling and Zodiac rides, with excursions usually included in the fare.

Take UnCruise Adventures, which really lives up to its name:

UnCruises’s ships carry between 22 to 68 guests.

Don’t expect traditional luxury (cabins are small and simple). The ship is simply your comfortable launch pad for exciting wilderness adventures.

8) High-end expedition cruises

Stepping onto the Antarctic ice (Credit: Ponant)

And then there’s luxury expedition cruising – one of the fastest-growing cruise segments in recent years.

These ice-class vessels (with reinforced hulls to handle breaking through ice) have their own landing craft so you can step ashore in remote regions. (Hello Antarctica!).

Several ultra-luxury lines now blend the comforts of fine dining and suites with the thrill of true adventure. Of course, these trips are super splurgey – but everything is included.

Chinstrap penguin building a nest in Antarctica
We caught this cheeky Chinstrap penguin stealing pebbles from neighboring nests to build it own

These luxury players are redefining expedition travel:

Expect fine wines, plush suites and expert guides alongside once-in-a-lifetime polar landings.

9) River cruises

Scenic Gem in Les Andelys, France
The Scenic Gem made exploring France’s Seine River an absolute delight

If ocean cruising is about big horizons, river cruising is about slipping right into the heart of a destination. On our Seine River cruise, we docked just steps from storybook castles, Monet’s gardens, artist studios and fascinating museums.

Ships are small (typically carrying 100 to 250 passengers), the pace is leisurely and guided tours are usually included. With fewer passengers, you get a more intimate, culturally immersive experience. There are plenty of reasons to take a river cruise!

If you’re into active adventures, cycling-themed river cruises let you pedal through vineyards and historic towns between ports.

Looking for something exotic? Sailing Egypt’s Nile (our uber-luxurious 7-night cruise on The Oberoi Zahra set the bar very high), Vietnam and Cambodia’s Mekong, and Myanmar’s Irrawaddy River (when it reopens) is pure travel magic.

Top-notch river cruise lines to consider include:

  • Scenic – An Australian luxury line, Scenic sails “space ships” with cool sun-room balconies and true all-inclusive perks (drinks, excursions, gratuities and more are all covered).
  • Viking River Cruises – Sleek Scandinavian design, included daily shore excursions in every port, an adult-only experience and complimentary wine at meals are hallmarks of Viking River Cruises.
  • AmaWaterways – Known for excellent cuisine, wine-themed cruises and active excursions like hiking and biking, AmaWaterways is the only river cruise line that’s a member of the prestigious La Chaine des Rotisseurs culinary society.
  • Avalon Waterways – Avalon Waterways is famous for its Panorama Suites with floor-to-ceiling windows that turn into open-air balconies.
  • Uniworld Boutique River Cruises – For ultra-luxurious, artfully designed ships with a boutique-hotel vibe, Uniworld is a great bet.
  • Tauck – High-end and award-winning, Tauck offers luxury river cruises with lots of inclusions and impeccable service.

In general, the fewer passengers a river ship has, the more personalized the experience tends to be – and the steeper the price. Expect to pay more for Tauck (whose ships are designed for 100 guests or less) than, for example, Viking (whose European “longships” accommodate 190 passengers).

Barge cruises

Luxury hotel barges carry just 8 to 20 guests, gliding slowly along scenic canals rather than major rivers. They’re like floating country inns. You spend leisurely days drifting through the European countryside, cycling quiet towpaths, visiting wineries and villages, and lingering over gourmet meals paired with local wines.

European Waterways, the largest barging company in Europe, offers deluxe barge cruises  in nine countries, from the Scottish Highlands to southern France.

How to choose the right cruise for you

Hue
Ports-of-call like Hue in Vietnam are one reason we love smaller ships and destination-focused cruise lines

Ship size matters

  • Big ships – Broadway-style shows, water parks, multiple restaurants, casinos and endless entertainment make these floating resorts especially popular with families and travelers who like lots of choice.
  • Small ships – Expect a quieter atmosphere, more personalized service and access to charming ports that larger ships can’t reach. You’ll have fewer onboard attractions – but that’s often part of the appeal.

Most luxury cruise ships are much smaller than mainstream ships.

Destination or ship?

  • The destination – Ocean cruises that visit Japan, Vietnam, Norway, New Zealand, the Canary Islands (and often the Mediterranean too), as well as river cruises are all about exploring fascinating places. Azamara Cruises and Viking Ocean Cruises are excellent choices for ocean-going destination cruising.
  • The ship – If you love sea days and lots of onboard activities, choose a ship that’s a destination in itself. These cruises often feature fewer ports and more time at sea.

Repositioning cruises and Cunard’s transatlantic crossings are classic examples where the ship (and voyage) take center stage.

What are your interests?

  • Food and wine – Oceania, AmaWaterways and wine-themed river cruises are made for food lovers.
  • Adventure and wildlife – Expedition cruises and UnCruise Adventures bring you face-to-face with glaciers, whales, bears and some of the world’s most spectacular wilderness.
  • History and culture – River cruises and Mediterranean itineraries immerse you in castles, ancient cities, museums and UNESCO World Heritage sites.
  • Beach time and relaxationCaribbean, Tahiti and sailing cruises deliver plenty of turquoise water, sandy beaches and blissful sea days.

Who are you traveling with?

  • Families – Royal Caribbean, Princess, NCL, MSC, Carnival and other mainstream cruises all offer activities for every age.
  • Couples – Luxury lines, river cruises and yacht cruises tend to be quieter and more romantic.
  • Adults only – Viking Ocean Cruises and most river cruise lines don’t allow children.

River vs. ocean cruises

  • River cruises – Ships are much smaller and dock right in town centers. Guided excursions are often included.
  • Ocean cruises – Sail on larger ships with more entertainment and more dining choices and a wider range of itineraries.

The bottom line?

Cruising isn’t one-size-fits-all.

The best cruise is the one that feels like it was made for you. Whether you’re dreaming of champagne on a luxury ship, kayaking beside glaciers or sailing into hidden harbors, there’s a cruise that’s right for you.


Our top travel tips and resources

General trip planning: TripAdvisor is a helpful starting point, with loads of user reviews on hotels, restaurants and things to do.

Hotels: Booking.com is our go-to for scoring a “wow” hotel – or at least a decent one – often at lower rates than the hotel’s own website. (We especially like Booking.com’s flexible cancellation policy!) You can also find excellent discounted rates on Expedia, especially for hotels in the U.S. and Mexico.

Vacation homes, condos and rentals: We prefer and use Vrbo (Vacation Rentals by Owner).

Flights: For the best flights, we search on Google Flights first. Expedia and Kayak are then perfect for snagging the cheapest tickets. (They’re often non-refundable, though, so for more flexibility, we book directly with the airline, even if it costs more.)

Airport lounge access: We love (and have) Priority Pass for comfy lounge seats, free snacks and drinks, complimentary WiFi and sometimes even showers and spa services!

Tours: For the best local food, walking and other guided tours, plus skip-the-line tickets to attractions, check out Viator (a TripAdvisor company) and GetYourGuide.

Car rental: Renting a car can be a great way to explore off the beaten path. Discover Cars searches car rental companies for the lowest rates.

Travel insurance: SafetyWing is designed for frequent travelers, long-term adventurers and digital nomads. It covers medical expenses, lost checked luggage, trip interruption and more. We also have and recommend Medjet for global air medical transportation.

Travel gear: See our travel shop to find the best luggage, accessories and other travel gear. (We suggest these comfy travel sandals for city walking, the beach and kicking about.)

Need more help planning your trip? Check out our travel tips and resources guide for airline booking tips, ways to save money, how to find cool hotels and other useful trip planning info.

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About the authors

We’re Janice and George Mucalov, award-winning travel journalists who’ve explored all seven continents – always with room for one more adventure (and one more glass of wine). Here on our luxury travel blog, Sand In My Suitcase, we share destination guidesluxury hotel reviewscultural discoveriescruise know-how and insider travel tips. Curious? Read about us.

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